At First Phase, we provide pathways to financial freedom for people with unestablished or less-than-perfect credit.
Where other doors may be closed, ours are open to you.
With the First Phase credit card, you can chart a new way forward. You can create your own green lights. And you can forge your future.Let's Go
A credit card might seem like little more than a piece of plastic, it’s a remarkably powerful tool that:
- Provides flexibility and freedom.
- Demonstrates how responsibly you manage credit.
- Creates an environment where you can build credit, and earn positive reports from Consumer Reporting Agencies†.
In other words, it enables you to come out stronger on the other side of adversity. It empowers you to do the next thing and achieve the next goal.
And that’s why we provide financial opportunity and hope to all who seek it.
That’s also why we report directly to the three major credit bureaus: to celebrate your success and further your financial future†.
But we’re not here to be your “forever” card. We’re here to fuel the next chapter of your future.
Because it’s not just about ten years from now. It’s about tomorrow.
And it’s not just about building credit†. It’s about restoring confidence in your future, one small victory at a time.